This entry refers to a departed business — a business that has closed or left town. Information here is mostly for historical reference.

On the corner of Ford and Main in Watsonville.


655 Main Street, Watsonville, CA 95076
9am-5pm M-TH; 9am-6pm F
Pacific Capital Bankcorp

1991 Opened as First National in Watsonville.

Payment Method
Cash, check, credit card, and money orders.



As First National

 In 1991 First National Bank of Central California came to Watsonville by buying Pajaro Valley Bank. It was often written as "1st National" or simply "FNB."  On Dec. 26, 2001, the company announced that it has signed an agreement to acquire the Watsonville branch of California Bank & Trust located at 558 Main Street in Watsonville. Since there was already a First National Bank about one block away, the recently acquired branch was closed.

As Santa Barbara Bank & Trust

In 2002 First National Bank of Central California merged with Santa Barbara Bank & Trust and became Pacific Capital Bank, National Association, with a holding company called Pacific Capital Bankcorp. The branches continued to operate under their original names. Due to a series of mergers that ended in 2005, Pacific Capital Bank operated banks under six different names (including First National Bank of Central California). In 2011, it was decided to rename all the banks under one name; Santa Barbara Bank & Trust. The Watsonville branch was renamed in Spring of 2011.

Union Bank, N.A., ihas purchased Santa Barbara Bank & Trust's parent company, Pacific Capital Bancorp, and renamed all acquired branches as Union Bank. The change-over was competed in April, 2013. The Santa Barbara Bank website remained until May 30. After that date, it re-directed to the Union Bank web site.



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