This entry refers to a departed business — a business that has closed or left town. Information here is mostly for historical reference.

US Trademark database still had this expired trademark image on file for Western Federal S&L.

Former Location
1520 Mission Street, Santa Cruz, CA
Former Owners
An investor group
Business Lifespan
In Santa Cruz, 1988-1993

NOTE: GREAT WESTERN SAVINGS is a different company.

Western Federal Savings and Loan came to Santa Cruz by buying Bell Savings and Loan in 1988. In June of 1993, federal regulators seized Western Federal Savings and Loan because it was under capitalized and plagued by losses. In an effort to continue the operation, it became Western Federal Savings Bank. The institution was acquired by Home Savings of America in 1994. There is no mention of Western Federal in the 1994 Santa Cruz Telephone Directory.

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